Start Here: Your Crypto Health Check in 4 Steps
New to HealthShaper Hub? Follow four steps to check your crypto portfolio’s health, understand your real costs, lock down your security and learn to spot scams.
Each step pairs one free tool with a few short guides. The tools run entirely in your browser, so the numbers you enter stay on your device. Nothing here tells you what to buy or sell. Like a checkup, the goal is simply to measure where you stand.
Step 1: Check your portfolio’s health
Start with a baseline. Enter your holdings in the Crypto Portfolio Health Check to get a score from 0 to 100, your effective number of holdings, and the share of your portfolio in small caps, in stablecoins and on exchanges.
Then read the guides behind the score:
- The 7 vital signs of a healthy crypto portfolio explains what each measurement tells you.
- How to measure concentration risk walks through the HHI, the math behind “effective holdings.”
- Stablecoin allocation covers the cash side of a crypto portfolio.
- Calendar vs threshold rebalancing compares two ways to bring drifting weights back to target.
Tip: Note your score and the date. Running the check again in a few months shows whether your portfolio is drifting.
Step 2: Understand your real costs
Costs rarely show up as one line item. Trading fees, spreads, payment fees, withdrawal fees and network gas all come out of your returns. Compare three options in the Crypto Fee Comparison Calculator to see each one’s all-in cost in dollars and as a percentage.
- Maker, taker and spread fees explained covers the costs built into a trade.
- How to compare crypto fees fairly shows how to line up wallet and exchange costs on equal terms.
- How to calculate profit and loss with fees shows how fees change your real result.
- Ethereum gas fees explained breaks down the base fee, priority fee and gas limit.
Step 3: Lock down your security
Security gaps are easier to fix before anything goes wrong. Work through the Crypto Wallet Security Checklist: it scores your setup, lists unchecked critical items first, and saves your progress only in your browser.
- The complete wallet security checklist explains why each item matters.
- Seed phrase security covers how to store a recovery phrase safely.
- Hot wallet vs cold wallet compares the risks each type carries.
- Token approvals explains why old permissions are worth reviewing and revoking.
Warning: Never type your recovery phrase into a website, form or chat, and never share it with anyone, including someone who claims to be support staff. The only time to enter it is when restoring a wallet on the wallet device itself.
Step 4: Learn to spot scams
Scammers target beginners and experienced investors alike. Before you send money to someone you met online, or to a platform you can’t verify, answer the 12 yes-or-no questions in the Crypto Scam Risk Checker. It rates the risk and lists next steps, and your answers never leave the page.
- How to spot a crypto scam walks through 12 red flags.
- Pig butchering scams explains how relationship investment fraud works.
- Fake crypto airdrops shows how to recognize fake claim sites.
If you’ve already lost money, see how to report a crypto scam, and be wary of anyone who offers to recover your funds for a fee.
Where to go next
Once you’ve finished the four steps, pick a topic to go deeper:
- Dollar-cost averaging in crypto for investing on a fixed schedule
- Position sizing and the 1% risk rule for limiting what a single trade can cost you
- Token vesting explained for reading supply schedules and unlocks
You can also browse all 13 free crypto tools in one place.
Frequently asked questions
Do I need to connect a wallet or share my holdings?
No. None of the tools asks you to connect a wallet, create an account or share anything. You type in the numbers yourself, and the calculations run entirely in your browser, so your inputs are not sent to any server. The security checklist saves your ticked items only in your own browser. You can also use rounded numbers if you prefer.
Do I have to follow the steps in order?
No, but the order is deliberate. Step 1 gives you a baseline, step 2 shows what your activity costs, step 3 protects what you already hold, and step 4 helps you avoid losing it to fraud. If you only have a few minutes, the security checklist in step 3 is a sensible place to begin, because some security mistakes can't be undone.